Money printable
Loan Comparison Worksheet
Use this sheet to compare loan offers side by side instead of judging only the monthly payment.
Printable preview
A fillable sheet you can print or save as PDF
Printable loan comparison worksheet for payments, APR, fees, term, total cost, assumptions, questions and final notes. Fill the parts you know first, then use the linked number tools for the rows that need a calculation.
Quick start
Use it in three passes
Start with the dates, names, costs, balances or notes you already have. Leave blanks where you need a bill, quote, statement or calculator result.
Open a linked number tool only when a row needs arithmetic. Write the result and the source beside the row.
Use the notes boxes to choose what needs a call, document check, quote, statement, review date or second comparison.
Number tools
Use these only where a row needs a number
Useful reading and related sheets
Use these when the decision needs more context
Why this sheet is useful
The point is not to make a perfect spreadsheet. It is to keep the useful details in one place: the number, the assumption behind it, the document or quote it came from, and the next thing to check.
Use this planner as a comparison aid only. It does not say whether a loan is suitable, affordable or regulated correctly. Check the official offer documents and get qualified financial advice where needed.
Print or save as PDF
Use the button to print the sheet below. In the print window you can choose a printer, or choose Save as PDF to keep a digital copy.
Only the planner sheet prints; navigation, helper links and page footer are hidden.
Printable planner
Loan Comparison Worksheet
Use this sheet to compare loan offers side by side instead of judging only the monthly payment.
Loan offer comparison
Shorter term versus lower payment
- The source of the main number is written down.
- The weakest assumption has been circled or noted.
- A second version has been checked if the decision is important.
- The next call, quote, document or review date is visible.
Questions and contact log
Before you rely on the sheet
Check that the main numbers came from current bills, written quotes, official documents, product labels or statements. If a row is a guess, mark it as a guess so it does not look more reliable later.
What to do next
Print or save the sheet, then check the one blank row that could change the decision most. Use the related pages above when you need a calculator or a longer explanation.