Printable money planner
Vehicle Finance Comparison Planner
Compare PCP, HP and bank loan vehicle finance quotes with deposit, APR, term, fees, mileage notes, final payment and running costs on one printable sheet.
Example use
How someone might use this
Start with one real statement, bill or quote. Copy the known amounts into the sheet, mark any guessed figures clearly, then open the matching number tool if one line needs a quick calculation.
Quick start
How to use this planner
Write the cash price, deposit, APR, term, monthly payment and any final payment exactly as the lender or dealer gives them.
Use the calculator links for repayments and fuel, then add insurance, servicing, tax, parking and a repair buffer.
Compare total amount payable and end-of-term choices before deciding whether the cheaper monthly payment is actually better.
Number tools
Use these when a number is not obvious
Useful reading
Use these when the decision needs context
Why this planner is worth printing
Vehicle finance can look affordable when the monthly payment is shown on its own. The printable sheet keeps the deposit, fees, final payment, mileage limits and running costs beside the payment so the comparison is less misleading.
Use the worksheet before signing or paying a deposit. It is a planning aid, not financial advice, so important finance decisions should still be checked against the official quote and agreement.
Print or save as PDF
The button prints the planning sheet below. The site header, footer and helper links are hidden in print.
Only the planner sheet prints; navigation, helper links and page footer are hidden. In your browser print window, choose Save as PDF if you want a digital copy.
Printable planner
Vehicle Finance Comparison Planner
Compare PCP, HP and bank loan quotes with total cost and end-of-term details.
Quote comparison
Costs outside the quote
Decision check
- Same cash price and deposit used for both offers.
- APR, fees and term checked, not only monthly payment.
- Final payment included in the total-cost comparison.
- Mileage allowance, excess-mileage charge and condition rules are written down.
- Wider monthly budget still works after insurance, fuel and repairs.
Common mistake
The easy mistake is comparing only the monthly payment. A longer term, larger final payment or missing running cost can make the lower monthly figure more expensive overall.
What to do next
Check one cautious version of the quote before deciding: higher insurance, lower mileage value, or one unexpected repair.