Money calculators

Vehicle Finance Calculator

Compare a car, van or motorbike finance estimate using deposit, APR, term, fees and an optional final payment.

How this calculator works

For HP or a bank-loan style comparison, set the final payment to zero. For a PCP-style estimate, enter the optional final payment or balloon. The calculator discounts that final payment back into the monthly-payment formula.

What to compare

Do not stop at the monthly payment. Compare deposit, total paid, final payment, mileage or condition limits, ownership at the end and whether you could keep the vehicle if circumstances changed.

Useful caution

This is a planning estimate, not a finance quote. Real vehicle finance can include dealer fees, option-to-purchase fees, early settlement rules, mileage charges, condition charges and credit checks.