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Use the Subscription Cost Calculator
Monthly subscriptions look small because they are split into repeat payments. Multiply by months and count every service to see the real yearly cost.
How much will my subscriptions cost this year?
Turn monthly subscriptions into yearly cost, compare removals and build a quick subscription audit.
Assumptions to check
- The monthly amount stays the same all year.
- Annual renewals should be converted to a monthly equivalent or listed separately.
- Free trials become costs if not cancelled.
Quick checklist
- List every subscription.
- Add monthly and annual services.
- Calculate yearly total.
- Remove one service and compare.
- Redirect the saving to a goal if useful.
Common mistakes
- Counting only entertainment subscriptions.
- Ignoring app renewals and storage plans.
- Keeping services because each one feels small alone.
Why subscription totals surprise people
Subscriptions are designed to feel manageable one at a time. The useful calculation is the stack: one monthly amount multiplied by time, then repeated across every service.
How to make the result actionable
After finding the yearly total, run the number again with one service removed. If the difference is meaningful, the decision becomes clearer than asking whether the service is cheap in isolation.
What to do with the saving
Use the savings goal calculator to turn cancelled subscriptions into a visible target. That makes the tradeoff more concrete.